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2019-08-13 09:24:48
Tips for Finding Your New Home in Champaign - Urbana

Finding the right home in Champaign - Urbana is easier than you think. Just like buying anything else, you just need to find what works best for you and what fits into your budget, but on a larger scale.

Here's a few tips to help you pin down the right home for you in Champaign - Urbana.

Research before you look.

Research the communities in Champaign - Urbana that will be best for you based on commute time, schools, recreation, crime, and price. Then make a list of the communities or neighborhoods that fit your needs to best.

Get your finances in order.

The rule of thumb with most lenders is that you can afford a home that costs two to three times your gross income. That guideline can help you create a budget to decide how much of a monthly payment you can comfortably handle. This is an important step to take before you make an offer on a home.

Once you decide how much you can afford, get pre-approved for a loan. This will further refine how much you can afford.

The lender won’t necessarily consider the extra fees you’ll pay when you purchase or your plans to begin a family or purchase a new car, so make sure you shop for a home in a price range you’re comfortable with. 

Set a moving timeline.

There are a number of factors that can delay moving into a new home. Are there any issues with your credit that need time to clear up? Have you sold your current home or int he process of selling? If you're a renter, do you have a lease?

All these factors will affect your buying, closing, and moving timelines.

Find the right agent.

Rose Price has the experience you need to find the perfect home in Champaign - Urbana. You can count on her in-depth knowledge of the local real estate market to help you though the home buying process.

Looking for the perfect home in Champaign- Urbana? Our powerful home search feature can help you start the process. Make sure to check back on our blog every week for more Champaign - Urbana real estate advice. Follow us on Facebook!

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