Champaign and Urbana real estate and homes for sale in Illinois - Rose Price, REALTOR® Rose Price REALTOR(r) for Champaign and Urbana, Illinois real estate - NUMBER1EXPERT™ Rose Price NUMBER1EXPERT(tm) for Champaign and Urbana, Illinois real estate

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Rose Price, REALTORŪ, real estate agent and broker for Champaign and Urbana Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 217-202-8843.


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First time homebuyers can be taken advantage of
Pre-qualify, find a house, make the offer, and work the financing, inspections, closings ARGHHH, Talk about a headache!
The Grahams (Larry, Frances,Maraya, & CJ
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Testimonials: Champaign and Urbana Illinois home buying, real estate listings, and homes for sale in Champaign                      County, IL
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I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
 

First time homebuyers can be taken advantage of
Pre-qualify, find a house, make the offer, and work the financing, inspections, closings ARGHHH, Talk about a headache!

The Grahams (Larry, Frances,Maraya, & CJ
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Pleasant first home buying experience
Appreciated Rose?s honesty and knowledge of the area

Donald and Mary Pearse
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We are incredibly lucky to found you Rose
Thanks for a smooth and stress-free move to Illinois

Michael, Heidi, Gillian & Aidan Moore
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
Where will you find the world's most unusual golf course?

A 
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey.
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Rose Price, REALTORŪ, real estate agent and broker for Champaign and Urbana Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Rose Price
Prudential Landmark Real Estate

100 Trade Centre Dr. Suite 102
Champaign, Illinois 61820
217-202-8843
217-352-1933
800-397-2155
Fax: 217-378-1281
roseprice@number1expert.com

When you choose Rose Price to help you buy or sell your home, you will be working with a professional challenged to incorporate the latest tech-tools into her daily business operations. To meet that challenge head-on, Prudential Real Estate Affiliates, headquartered in Irvine, California, launched a program to certify an elite group of its own agents as tech-whizzes who are capable of using the latest electronic tools to enhance the service they provide consumers. Rose is currently a Prudential Certified agent.

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Prudential Landmark Real Estate real estate and homes for sale in Champaign and Urbana Illinois

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