Things To Do In Champaign and Urbana!
 

1.

Help us harvest the corn and beans

2.

Help us plant trees…. we need them

3.

Walk in our parks…our most beautiful asset

4.

Eat lunch at the boathouse at Crystal Lake Park

5.

Take advantage of the six public golf courses in Champaign county

6.

Plant a garden

7.

Sip coffee in various coffee shops around town

8.

Join a softball team

9.

Take dance lessons at the Regency in Champaign

10.

Play billiards at Jupiter's and Jillian's in Champaign

11.

Take in a concert at Krannert Center for the Performing Arts in Urbana

12.

Drive the countryside and watch the harvesting of the corn and beans

13.

Check out a book at the University of Illinois Library - largest public University collection in the world

14.

Attend more than one or more of the 350 performances each year at Krannert Center for the Performing Arts

15.

Walk through Spurlock Museum - A museum of world history and And culture.

16.

Attend a concert, convocation, theater, sporting event at the U of I Assembly Hall

17.

Attend a football game at Memorial Stadium - seats 70,000

18.

Pick a pumpkin, apples or melon at Curtis Orchard

19.

Attend your favorite church

20.

Go boating, fishing, camping at Shelbyville Lake

21.

Enjoy our sunsets

22.

Walk in Meadow brook park in Urbana

23.

Go to the farmers market on Saturday mornings in Urbana

24.

Play darts at Huber's

25.

Swim at the YMCA

26.

Buy ice cream at Jarlings

27.

Hike in Kickapoo Park

28.

Go to the Covered Bridge Festival in Indiana

29.

Take in an afternoon movie

30.

Ice skate at the U of I

31.

Go to the Planetarium at Parkland

32.

Race RC cars in Mahomet

33.

Swing on the bridge at Lake of The Woods Park in Mahomet

34.

See a play at Virgina Theater in Champaign

35.

Dance at the Hive Dive

36.

Pick out a pet at the Humane Society

37.

Go shopping at the mall

38.

Get a coloring book and color

39.

Make a flower garden

40.

Picnic with a friend

41.

Have a theme dinner party with your friends

42.

Visit any of our local nursing homes and assisted living facilities

43.

Buy a house from Rose Price

44.

Get a massage

45.

Admire art exhibits at Springer Cultural Center

46.

Grab some air at Skate Park

47.

Catch a fish at Kaufman Lake

48.

Pet a goat at Prairie Farm

49.

Enjoy the beauty of flower islands around town

50.

Send a thank you note or call an old friend

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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