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Rose Price, REALTORŪ, real estate agent and broker for Champaign and Urbana Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Champaign and Urbana Illinois home buying, real estate listings, and homes for sale in Champaign                      County, IL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the payment and mortgage you can afford. But will the bank feel otherwise? It's always best to prequalify for a mortgage so you know exactly how much a financial institution is willing to lend you.

Why Even Experienced Home Buyers Make Costly Mistakes When Financing Their Homes…

Dear Friend,

Did you know that your knowledge about home financing could mean the difference between making and LOSING tens of thousands of dollars?

If you're like most people, home financing…with all it's hidden costs and games…can be a daunting and confusing event. And for about 80% of people out there, borrowing $100,000…$200,000…or even $500,000 or more is the largest financial transaction you will incur in your life.

Small mistakes can leverage themselves into HUGE losses of money. That's why you need to be armed to the teeth, not only with helpful knowledge, but with proven, helpful strategies and questions that will get you the very best mortgage for your situation for the absolute lowest cost available in the market.

And that's why I created a FREE report…to give you a number of helpful, straightforward tips for avoiding costly mistakes and getting the very best financing for your dollar.

Here are 7 strategies (I call them "secrets" because so many home buyers disregard them when buying a home) you should consider when financing your home…

Secret #1: Clearly Understand How Much Financing You Can Afford
Secret #2: Be Financially Prepared ---Ahead of Time!
Secret #3: Understand The Basics Of Home Financing
Secret #4: Know The "Insider Secrets" Mortgage Lenders Use To Take Money Out Of Your Pocket!
Secret #5: 17 Questions You MUST Ask A Mortgage Lender
Secret #6: Work Out A Cost Comparison On Several Lenders To Locate The Perfect Loan!
Secret #7: Use A BUYERS REPRENTATIVE!

I help buyers prequalify for mortgages every day. Simply fill out the form below to get started. Ask for my report titled: 7 Secrets For Saving Thousands When Financing Your Home. This is a valuable consumer guide for saving money and getting the right home financing for your needs…

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than a qualified mortgage broker. This service is also provided free of charge, and without any obligation on your part. It is part of my job as a Realtor.

Once you fill out the form, I will quickly process your information and get right back to you!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Champaign and Urbana Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Buying Land and New Construction >Building Considerations

Are you planning to build your dream home? Once you are pre-approved for a loan and have found a professional real estate agent you trust, you are ready to start looking for the perfect lot.

Compare the qualities of several target neighborhoods by looking at schools, shopping, recreation and zoning. Make sure that the zoning regulations allow you to build the size and height of the home you want. Find out if there are use restrictions that would prevent you from developing your property as you intend. A visit to the local planning department will clarify your options for building.

Consider what type of home would best suit your lifestyle. Create a checklist to itemize the "must-have" interior and exterior features of a house that you feel are absolute requirements. Make notations about yard size, paint, roof and window conditions for the exterior, and floor plan, room quality and condition of the appliances for the interior. Bring your lists to your real estate agent. Together you can look over the currently available properties that correspond to your needs.

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Real Estate Trivia
Q 
What does the term Curb Appeal mean?

A 
This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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Rose Price, REALTORŪ, real estate agent and broker for Champaign and Urbana Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Rose Price
Prudential Landmark Real Estate

100 Trade Centre Dr. Suite 102
Champaign, Illinois 61820
217-202-8843
217-352-1933
800-397-2155
Fax: 217-378-1281

When you choose Rose Price to help you buy or sell your home, you will be working with a professional challenged to incorporate the latest tech-tools into her daily business operations. To meet that challenge head-on, Prudential Real Estate Affiliates, headquartered in Irvine, California, launched a program to certify an elite group of its own agents as tech-whizzes who are capable of using the latest electronic tools to enhance the service they provide consumers. Rose is currently a Prudential Certified agent.

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