Real Estate Information Archive


Displaying blog entries 1-10 of 38

Your Guide to the Home Buying Process!

by Rose Price

Becoming a Home Buyer for the first time? Congrats! Owning your first home is an exciting step in your life. Before you can move into your dream Champaign-Urbana home, you need to understand the steps it takes from finding the perfect home to actually moving in. Luckily for you, Champaign Rose is here to break down the steps for you and guide you throughout the process!. Check out this basic step by step guide to get you started on your home buying journey today!


1. Do some homework. Before you do anything else, you need to be clear in what you want for your new home and what you can afford. Create a list of wants and needs to help you understand what you must have and what can be considered added bonuses. Create a Budget so you know exactly what you can realistically afford.


2. Once you have a clear understanding of what you are looking for in a new home and the budget range you feel comfortable with, you can begin your Search online.


3. The internet is a great resource to get you started but once you want to really start plunging into the process, find a Top Realtor to work with. They will assist you every step of the way and help insure that you find the best home to fit your needs and your budget. Their understanding of the local market as well as ins and outs of negotiation will help make this process far easier for you.


4. Find a Lender to help set you up with a loan for your home. Your realtor can provide you with recommendations of great local lending agents. Once you have selected one, they will help find a mortgage option that fits within your finances.


5. Go to as many open houses and showings as possible. Although you can gather a lot of information from online listings, nothing compares to actually being within the space.


6. Once you have found your perfect home, it is time to make an offer. Your realtor will assist you in drafting an offer that is appropriate and appealing to the seller.


7. Although we all want our offers to be accepted out right, this is rarely the case. Be prepared to receive a counter offer from the seller. Understanding your budget ahead of time allows you to enter this step knowing exactly how high you can afford to go. Your realtor will be an invaluable asset during this process to help you make sure that your best interests are put first.


8. A vitally important step in the home buying process is the inspection. Although a home might appear perfect, there could be costly, unseen issues. Go with the inspector during this step so that you can ask questions along the way. Depending on what is uncovered, you can decide whether to move on to the next step or walk away.


9. Your lender will now complete a home appraisal to finalize your mortgage.


10. If you are happy with the home inspection results and your lender's estimated cost of the home, you can now close! Finalize that paperwork, grab your keys, and move into your new dream home!


Champaign County Housing Market Ended Strong in 2017!

by Rose Price

Champaign County home sales in 2017 reflected the second best year in the past decade!

The region saw a 2.47% increase in average home sale price for 2017 at $174,420 compared to the previous year at $170,217. The median home sale price (i.e. the typical market price where half the homes sell for more and half for less) for single family homes and condominiums was also up 3.45% from $145,000 in 2016 to $150,000 in 2017.


Along with the higher sale prices, the year saw a decrease in the total number of home sales in Champaign County. The 2017 year-end total in home sales was 2,882, a 4.79% decrease from the 3,027 total sales in 2016. The communities of Urbana and Mahomet (including surrounding region) saw more homes sold in 2017 than they did in 2016, while Champaign and Savoy (including surrounding region) saw a decrease. Homes sold quicker in 2017 than they did in 2016, with an average of 74 days in 2017 as compared to 80 the previous year.


The end results for the 2017 housing market reflect positively for this new year. Overall positive gains are predicted for 2018. Median home prices are forecasted to grow throughout the year. This is great news for sellers. And, as sellers see the higher prices, they will be more confident to sell. This results in increased inventory for buyers, especially with the upcoming spring season.


Work with an Experienced Realtor that can help you find your dream home at the perfect price in 2018! If you are interested in Buying or Selling your Champaign County home this fall, give Champaign Rose a call today or visit my website at


Information from Champaign County Association of REALTORS®

End of Year Housing Market Update for Champaign County!

by Rose Price

The new year has begun, giving us time to reflect on 2017. The stats for the housing market throughout Champaign County are in! November 2017 saw many changes in pricing and closed sales compared to the previous year. As the market progresses, it will be interesting to see what happens in 2018. The one thing you can be sure of....we will be here to up date you along the way!


Champaign County saw a 3.97% increase in average home sale price in November 2017 compared to November 2016, at $171,759 this year compared to $165,361. The  average home sale price year-to-date through November 2017 reached $174,796, which is a 2.45% increase from this period in 2016. The median home sale price (i.e. the typical market price where half the homes sell for more and half for less) for single family homes and condominiums was down 0.64% from $139,900 in November 2016 to $139,000 in November 2017. However, in terms of year-to-date through November 2017, the median home sale price in November of 2017 was up 3.45% at $150,000.


While sale prices increased, the total number of sales decreased. November 2017 saw 171 sales, down 19.72% from November 2016 at 213. The year-to-date sales through November 2017 was down 4.45% from last year. The communities of Mahomet and Monticello saw more homes sold in November of this year, as compared to contrast. Champaign, Savoy, and Urbana all experienced a decrease in sales. Homes sold in November stayed on the market for an average of 84 days, an increase up from 79 days during November 2016.


These discrepancies between November 2016 and November 2017 are not all that surprising. November 2016 experienced an unusual 10 year high sales boom. Demand for homes, especially amongst first time home buyers, continues to increase. The supply of home continues to have a hard time keeping up. And, although increased sale prices are good news for sellers, it makes it more difficult for buyers to find homes within their price range.  


2018 will continue to see higher prices as well as higher interest rates. If you need help navigating these changes within the Champaign County real estate market, work with an Experienced Realtor that can help you find your dream home at the perfect price! Winter continues to be a good time for buyers as competition decreases and sellers are more eager to close. So do not hesitate and take advantage of this down season!


If you are interested in Buying or Selling your Champaign County home this fall, give Champaign Rose a call today or visit my website at



Information from Champaign County Association of REALTORS®


The housing market for Champaign County saw strong gains during the month of October. According to the Champaign County Association of REALTORS®, total number of home sales, median home sale prices, and number of pending sales all saw an increase during the month as compared to the same month last year.


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It is anticipated that these trends in the market will continue, with the 2016 year expected to close out with a strong fourth quarter in Champaign County. Average days on the market are decreasing, meaning that homes for sale are moving quickly. Sellers can take advantage of this market trend as buyers are looking to move into their new home before the end of the year. This strong home sales market reflects overall economic trends in the area, including an expanding economy, strong job market, low interest rates, and many first time homebuyers.


These October numbers for Champaign County reflect the improving market nationwide. The National Association of REALTORS expects 2016 to finish out with the highest number of existing home sales since 2006. They predict that 2017 will continue to reflect growth in the number of home sales.


If you are interested in Buying or Selling in the Champaign/Urbana area, give Rose Price a call today or visit my website at    

5 Fall Home Staging Ideas for your Champaign Listing!

by Rose Price

Fall Home Buying in Champaign-Urbana!

by Rose Price

Spring and Summer are seen as the peak home buying seasons…..but FALL might truly be the ultimate season to buy. With many families settled into their new homes at the end of summer, there are amazing opportunities to find your dream home in a market with less competition and stress. Looking to buy a home in Champaign-Urbana? Use the season to your advantage! Here are the top reasons why you should purchase your new home this fall and not wait until the weather starts to warm up again next year.


Sellers with Homes still on the Market are Anxious to Sell

After having their homes listed all spring and summer, many sellers are worn out. Their homes might still be on the market because their asking price was too high during the warmer months. Now, they are looking to make a deal and are often more willing to lower their price in order to do so. As a buyer, use this to your advantage. You will likely have more success offering a lower price on a home in the fall than you would have previously.


Sellers in the Fall are Looking to Move

Sellers that leave their homes listed in the fall are doing so for a reason….they need to move. Whether it’s for a new job or because their new home is ready, these sellers are more serious about moving on to their new homes and need to have their current homes sold as soon as possible. They will likely be more open to negotiation in order to close the deal, especially before the upcoming holiday season.


You will have less Competition from other Home Buyers

Since fall is considered an off-season for real estate, there tends to be far less competition. The decrease in demand on the buying side does not translate to less inventory, however. There are still plenty of homes on the market! Whether it is new inventory or homes that have been on the market all summer long, buyers in the fall have a ton to choose from and are able to be more aggressive with their negotiations. Fall puts buyers in a great position of power to get exactly what you want! There are some many amazing homes currently on the market. Check out our Current Featured Properties to start the search for your home!


You have Lots of Resources at your Disposal

Since spring and summer are the peak real estate seasons, industry professionals such as agents, lenders, and movers, are incredibly busy. When the weather starts to cool and with many clients settled into their new homes, realtors and others have more time time opening up….meaning that you can have more of their undivided attention. This is extremely beneficial when you are looking to buy a home. Take advantage of all of the resources out there. An Experienced Real Estate Agent is dedicated to helping you move into your dream home this fall.


Crime Rates Go Down in the Fall

The end of summer tends to be the main months in which home related crimes, such as burglaries, occur. If you are buying your home in the fall, this allows you the opportunity to do more research prior to purchasing in order to find out about crime rates in the area and take precautions in your new home to protect yourself, if necessary.


Spruce Up Your New Home With End of Year Sales

The fall months are prime shopping season when it comes to home appliances, decor, maintenance goods, and more. Major retailers always offer these consumer goods at great discounts in the fall in order to prepare for next year’s trends and models. You can outfit your new home with amazing deals! Update your home with fresh paint and carpeting in September, when these goods are often put on sale. Prepare for next spring by purchasing your lawn mower in October. Create your dream kitchen in November with the help of new appliances and cookware at a discounted price.


Use Tax Deductions to Your Advantage

Regardless of which calendar month you purchase your home, homeowners can claim deductions on property tax and mortgage interest for your entire year’s worth of income. Payments completed prior to the loan closing will be considered tax deductible, even if they occur in November or December! You can save a considerable amount of money on the taxes you owe by purchasing your home later in the year!


Fall is the perfect time to Buy your dream home in Champaign-Urbana!! Call me today or visit my website at

Resource: Forbes

Illinois Named Top 10 State to Make a Good Living!

by Rose Price

There are many reasons to choose a state to move to. A great educational system, climate, and access to amenities are all important considerations when house hunting. One of the most important factors, though…..your ability to make a living. Personal finance website recently ranked the top ten states to make a living in 2016. We are proud to announce that Illinois made it to this elite group of states at #9!!



To find these rankings, compared all 50 states based on several key factors that help determine the ability for residents to make a good living. These factors included average wages, state tax rates, cost of living, state unemployment rate, and workplace safety.



Illinois made its way to the number 9 spot due to its above average wages, with a median income at $37,320, and low cost of living. That winning combination allows for workers to keep more of their income for other necessities. The state also did well with relation to workplace injuries, illness, and fatalities, ensuring that employees in Illinois have safe working environments.



If you’re thinking of moving to Illinois, Champaign/Urbana is a great place to call home. With a thriving art and educational scene, access to great medical facilities and amenities, and low median house prices, there are many reasons to move to the area. Check out my Current Homes for Sale. Contact me today to help you find your dream home or visit my website at

It’s almost time to head back to school! The quality of the local school districts within a state helps strengthen the local economy, improve home values, and creates a sense of pride. We are happy to announce that our state has made the grade.......Illinois was ranked as the #13 state with the best school districts in the country!!!


To determine the rankings, financial website Wallethub compared all 50 states and the District of Columbia and looked at two key dimensions, School System Quality and School System Safety. Within these dimensions, 17 metrics were used to evaluate the scores. These metrics included factors such as student to teacher ratio, standardized test scores, dropout rate, percentage of certified teachers, school safety, and disciplinary incident rates. Illinois came out at the top of the class! Not only did our state rank 13th for the overall score, but the School System Quality ranking was the 14th best in the country! Our students continue to excel academically, earning the HIGHEST average SAT scores of all the states!


Our local school districts are stand outs amongst the state’s 100 best school districts, according to Niche.


Mahomet-Seymour Community Unit School District No. 3 ranks #26 in Illinois! This school district ranked 18th overall for best academics in the state and #24 for the safest school district! Current Homes for Sale in Mahomet.


Monticello Community Unit School District No. 25  ranks #58 in the state. With a graduation rate of 95%, excellence is a top priority in Monticello. This school district received high grades for academics and health & safety. Current Homes for Sale in Monticello.  


Urbana School District No. 116  is the #73 best school district in Illinois. It is the #11 most diverse school district. The student to teacher ratio is 12:1, meaning that your child while receive excellent attention in the classroom. Current Homes for Sale in Urbana.


Get your child on the path to academic success by enrolling them in one of these fantastic school districts today!

Congrats to Illinois and our local Champaign/Urbana  area school districts for your recognition and for proving why there is no better place to call home!!!

Congrats to Mt. Zion for being named on of the safest cities in Illinois!! Home security website Safewise recently released a ranking of the 100 safest cities, with a population over 5,000, in the state. The rankings were based FBI data which looked at the number of reported violent crimes per 1,000 residents and reported property crimes per 1,000 residents. Mt. Zion (population of 24,264) made it to the top of the list at #17 with a violent crime rate of 0.67 and property crime rate of 5.40.

A SAFE COMMUNITY is a primary factor in choosing where to buy a home. Mt. Zion’s commitment to safety is one of the many reasons why it is a great city to move to! Looking to build your dream home here? WOODBINE PARK PRAIRIE ESTATES is the perfect spot for you!

This 194-acre conservation community located in Mt. Zion offers endless possibilities for families. Live in a beautiful rural environment with plenty of opportunities for outdoor activities. The Woodbine Park Prairie Estates are filled with lakes, trails, and other common areas for residents to enjoy. The community is conveniently located in Mt. Zion school district and close to all the great amenities in the city. Lots are available from 1 to 10+ acres for you to custom build your dream home!

Let us help you make Woodbine Park Prairie Estates in Mt. Zion your haven! There are still several SITES available!

Contact Champaign Rose Real Estate by phone at (217) 202-8843 or at our website to find your dream home in this amazing community!


Congrats! You’ve decided to sell your house in the CHAMPAIGN/URBANA area! After all the years of love in your home, though, you want to make sure that you get the most for it. All homes go through wear and tear that might not be noticeable to you over the years but will surely stand out to potential home buyers. In order to make the best sale for you and your family, you need to decide what repairs and upgrades should be done before listing your home on the market. It is important to go through each room with a critical eye and see what fixes are necessary. 

Selling your home and negotiating the sale can be a daunting process but you do not need to go through it alone! A great Real Estate Agent is there to assist you along the way. When deciding what fixes should be made, your real estate agent can provide you with crucial help. They will know what changes are absolutely necessary before placing your home on the market and what can be negotiated in the final deal. 

There are several simple things you can do that won’t cost an arm and a leg and will help your home look its best! We have great suggestions on ways that you can maximize your sale. Here are the Top 9 Home Repairs or Upgrades to Make Before Selling Your Champaign/Urbana Home!

Add a Fresh Coat of Paint – The fastest and cheapest way to make your home look inviting to potential home buyers is adding a fresh coat of paint. Go through your home to see which rooms really need it. It is not necessary to repaint every room home. For the ones in need of some sprucing, choose light, neutral colors that will appeal to everyone. Also, make sure to remove all wallpaper! Wallpaper can be a great accent to any room but everyone’s tastes are different. By removing the wallpaper and using light paint colors, the new owners have total flexibility in how they want to make the home their own.

Fill in Nail Holes and Cracks – This one may seem obvious but you should fill in all nail holes and cracks. This simple fix will help any room appear new and will avoid buyers feeling like they have a lot of work that needs to be completed. Spackle the holes and cracks, sand it, and add a fresh coat of paint.

Provide Adequate Lighting – Lighting throughout your home can have it looking its best. Make sure that all of the rooms in your home have adequate lighting. Replace any outdated light fixtures. Ensure that all lights and switches probably work. If needed, fix any potential electrical issues that might kill the sale. Along with lighting, natural light is very important. Use light drapes on the windows that allow for maximum sunlight to come in and really make the room shine!

Hardwood Floors – Hardwood floors are attractive to potential buyers. These floors can also take a beating over the years. You do not need to spend a ton of money replacing the floors though! Make the floors look brand new refinishing or polishing them! 

Kitchen – The kitchen is truly one of the most important rooms in the home and is something that buyers definitely make decisions based off of. Full kitchen remodels are expensive and not necessary when selling your home. It is important, however, to make some simple fixes to make the kitchen look its best. Be sure to refresh the paint and replace any outdated or broken fixtures. If necessary, refinish or paint the cabinets. Granite and marble countertops can help sell your home. If there is money in your budget, replace the countertops to automatically make your home more attractive. Before showing your home, make sure that your kitchen is clean and uncluttered.

Bathrooms – Like the kitchen, the bathrooms in a house can make or break a deal. You want it to look brand new! The first step is a deep cleaning. Scrub the grout and replace any missing tiles. Fix or replace any plumbing issues. Ensure that the lighting in the bathroom is bright.

Maintain Appliances – Make sure that all appliances currently in the home are functional. Appliances are an added bonus for home buyers, but no one wants the stress of knowing they are going to have to be soon replaced. Provide any warranties for the appliances to your real estate agent. By having functional appliances, you are showing pride in your home.

Functionality – Along with functional appliances, make sure that everything else in your home is in working order. Replace broken doorknobs and locks. Have a creaky door? Remove the squeak by applying WD-40 or a natural oil to the hinges. If your home has a garage, make sure that the garage door is properly working.

Exterior – Now that the interior of your home is looking its best, it’s time to tackle the outside! After all, the exterior of your home is the first thing that buyers will see. You want your home to look like you take pride in it! We often get storms in Illinois that can cause wear and tear on the outside of the home. Repaint or replace broken siding. Refinish porches, patios, and fences. Keep the landscaping clean and attractive. You want the buyers to be excited to see the rest of your home as soon as they arrive.

For more helpful Home Selling Tips, give ChampaignRose a call at (217) 202-8843 or check out or website at

Displaying blog entries 1-10 of 38