Real Estate Information Archive


Displaying blog entries 1-6 of 6

Your Guide to the Home Buying Process!

by Rose Price

Becoming a Home Buyer for the first time? Congrats! Owning your first home is an exciting step in your life. Before you can move into your dream Champaign-Urbana home, you need to understand the steps it takes from finding the perfect home to actually moving in. Luckily for you, Champaign Rose is here to break down the steps for you and guide you throughout the process!. Check out this basic step by step guide to get you started on your home buying journey today!


1. Do some homework. Before you do anything else, you need to be clear in what you want for your new home and what you can afford. Create a list of wants and needs to help you understand what you must have and what can be considered added bonuses. Create a Budget so you know exactly what you can realistically afford.


2. Once you have a clear understanding of what you are looking for in a new home and the budget range you feel comfortable with, you can begin your Search online.


3. The internet is a great resource to get you started but once you want to really start plunging into the process, find a Top Realtor to work with. They will assist you every step of the way and help insure that you find the best home to fit your needs and your budget. Their understanding of the local market as well as ins and outs of negotiation will help make this process far easier for you.


4. Find a Lender to help set you up with a loan for your home. Your realtor can provide you with recommendations of great local lending agents. Once you have selected one, they will help find a mortgage option that fits within your finances.


5. Go to as many open houses and showings as possible. Although you can gather a lot of information from online listings, nothing compares to actually being within the space.


6. Once you have found your perfect home, it is time to make an offer. Your realtor will assist you in drafting an offer that is appropriate and appealing to the seller.


7. Although we all want our offers to be accepted out right, this is rarely the case. Be prepared to receive a counter offer from the seller. Understanding your budget ahead of time allows you to enter this step knowing exactly how high you can afford to go. Your realtor will be an invaluable asset during this process to help you make sure that your best interests are put first.


8. A vitally important step in the home buying process is the inspection. Although a home might appear perfect, there could be costly, unseen issues. Go with the inspector during this step so that you can ask questions along the way. Depending on what is uncovered, you can decide whether to move on to the next step or walk away.


9. Your lender will now complete a home appraisal to finalize your mortgage.


10. If you are happy with the home inspection results and your lender's estimated cost of the home, you can now close! Finalize that paperwork, grab your keys, and move into your new dream home!


Chocolate Fantasy 2018 in Downtown Monticello!

by Rose Price

Satisfy your chocolate cravings at the Chocolate Fantasy 2018 in beautiful, historic Downtown Monticello. Get a jump start on Valentine’s Day with your sweetheart or have a fun evening out on the town with friends this Friday, February 9th!


This favorite annual event, presented by Monticello Main Street, features all things deliciously chocolate! Around 20 businesses around the courthouse square will be offering unique and decadent chocolate concoctions from 5:30 pm to 8:30 pm. Explore all that downtown Monticello has to offer as you dine, shop, and socialize during Chocolate Fantasy 2018!


Ticket Information


Champaign Rose wishes everyone a deliciously good time in Monticello for Chocolate Fantasy 2018!  

Image Credit: Monticello Main Street

Holiday Foodbank Fundraiser

by Rose Price

Tis' the season for giving! Make plans to support a great cause and have a great time on Friday, November 25th for the Central Illinois foodbank fundraiser.

The Central Illinois Foodbank collects donated food and grocery items from growers, manufacturers, processors, and wholesalers for distribution to charitable agencies serving people in need.

This community event will be held at The Iron Post at 120 S Race St., Urbana from 5-10pm. Featured musical guest will be Boneyard Jazz Quintet. Make plans to come out for some fun this holiday weekend and bring some canned goods to help out those in need this holiday!




Did You Know Your Cell Phone Can Do This?

by Rose Price

Cell phones are a part of life and most of us carry them everywhere and are lost if we forget it at home!  While technology has improved over the years that cell phones can do so many things we never imagined. However, there are some other neat tricks that can help in an emergency that you might not have known. Below 5 things you never knew your cell phone could do! These tips might be helpful as we begin the holiday travel in Central Illinois.

1. Emergency - The emergency number worldwide for mobile phone is 112. If you find yourself out of the coverage area of your mobile network and there is an emergency, dial 112 and the mobile will search any existing network to establish the emergency number for you, and interestingly this number, 112 can be dialed even if the keypad is locked.

2. Hidden Battery Power - This seems to happen when we need our phones the most! Not to worry, to activate, press the keys *3370# Your cell will restart with a reserve and the instrument will show a 50% increase in battery. This, reserve will get charges when you charge your cell the next time.

3. Have You Locked Your Keys In The Car? Does your car have the remote keyless entry? If you lock your keys in the car and you have the remote keyless entry and the spare keys are at home, call someone at home on their cell phone from your cell phone. Hold your cell phone about a foot from your car door and have the person at home press the unlock button, holding it near the mobile phone on their end. Your car will unlock. Distance is no object. You could be hundreds of miles away, and if you can reach someone who has the other "remote" for your car, you can unlock doors or the trunk.

4. How To Disable A Stolen Mobile Phone - To check your mobile phone's serial number, key in the following digits on your phone - *#06# A 15 digit code will appear on the screen. This number is unique to your handset. If your phone gets stolen, you can call your handset provider and give them this code. They will then be able to block your handset so even if the thief changes the SIM card, your phone will be totally useless. If everyone does this, there would be no point in people stealing mobile phones.

5. Free Directory Service For Cell Phones - Cell phone companies are charging us $1.00 or more for 411 information calls when they don't have to. When you need to use 411 information, simply dial: 800-FREE411 or 800-373-3411 without incurring any charge at all.






A recent survey on behalf of Whirlpool Corporation (NYSE: WHR) and Habitat for Humanity International conducted by the NAHB Research Center found that individuals who are renting perceive homeownership as a preference. In fact, 68 percent of individuals currently paying rent for their residences said they would prefer to own their own houses. Although previous releases issued about this study have discussed the feeling among consumers about the cost of owning a home, this information demonstrates that regardless of concerns, the general perception among those surveyed is that they prefer to own a home. The complete study reported opinions from consumers and builders on various topics related to home building.

There are many noteworthy challenges that come with renting and this was shown in the survey by Whirlpool and Habitat as well. The majority of renters also displayed a perception of being concerned with their costs—60 percent said they were concerned about the cost to rent, while 52 percent said they were concerned about the cost of electric and gas bills.

"We're encouraged that this study demonstrates the desire of consumers to become home owners," says Tom Halford, general manager, contract sales and marketing, Whirlpool Corporation. "Whirlpool Corporation is proud to work with Habitat for Humanity International to help build homes that can have a positive impact on families and communities."

According to the survey, another factor when it comes to home ownership is the perceived safety. Of all renter respondents, 44 percent said they had not taken any action to increase the safety of their households in the past 6-12 months. Other respondents said they undertook minor safety precaution projects such as installing a lock on a door (32%) and putting in a smoke alarm (31%).

Besides owning their own houses, other desired changes that renters indicated they would like included having a backyard (39%), the ability to decorate (38%), upgrading appliances (36%) and increasing home eco-efficiency (31%).

For more information, visit or

Want to know more? Contact your real estate agent for any questions regarding homeownership in your local area.




Celebrating 100 Years of History

by Rose Price

This year, 2011, marks the 100th year of an educational and community triumph. The Spurlock Museum located on the campus of the University of Illinois is celebrating its centennial anniversary. This full year celebration will give us more than just a glimpse into this Urbana, Illinois museum. Besides showing its vast collection of more than 40,000 objects, Spurlock Museum has also paid homage to those who have contributed to, worked at, volunteered at, and visited the museum.

This sense of community involvement is given more meaning by having actual photographs and videos displayed of the individuals who have given a piece of their time into making this museum the gem it is today. Several artifacts that have not been displayed have also made their debut. This is a special treat given that the museum only shows around 3 percent of their objects during any exhibit in order to keep them well preserved.

The history of the museum has evolved since its inauguration in 1911 by expanding its focus from western cultures into a more global approach. The Spurlock Museum now displays objects of six continents which encompass over a million years in history!

I encourage you to visit this Central Illinois museum’s exceptional exhibit and become a part of this collecting and connecting experience.



Displaying blog entries 1-6 of 6