7ways to keep your information secure

12 million Americans were

victims of identity theft in 2011.

Source: Reuters

Your homeowner’s insurance

policy may have coverage for

identity theft. Call your agent

to find out.

Smartphone users are 33% more

likely to be victims of identity theft.

Source: Reuters

Having your identity stolen can be a scary experience, but if

you act quickly, you can limit the impact on your credit.

Here’s how:

• Place a fraud alert on your account through the three

credit reporting companies—Equifax, TransUnion and

Experian. Fraud alerts are active for 90 days; after that, you’ll

have to reactivate the alert if you feel that it’s necessary.

• File a report with your local police department.

• File an Identity Theft Report using the tools available

on the Federal Trade Commission’s website at

www.consumer.ftc.gov.

• Contact your bank, credit card companies and loan

companies to place a fraud alert on your account or

close your existing accounts.

If your credit, ATM or debit card is lost or stolen:

• Report your loss immediately to the card issuer. Once you

report it, you won’t be responsible for unauthorized purchases

made thereafter.

• Get a copy of the transaction history associated with the

lost or stolen card, and look for unauthorized charges.

• Follow up with your card company. Write a letter to

the card issuer to confirm that you reported the card lost

or stolen.

• File a police report.

If your identification has been lost or stolen,

contact the DMV for a replacement. Ask them to

note the loss or theft in your file, or ask for a new

identification or driver’s license number.

3 wayso protect your

r smartphone

1. Protect your home screen with a password.

2. Only download apps through a trusted website

that monitors the apps.

3. Don’t reveal too much personal information on

social media sites.

If a thief has stolen your wallet or purse, he can

get your address from your identification. Change

the locks on your home to be on the safe side.